*2,500 minimum balance required to avoid $9.95 monthly maintenance fee if minimum balance is not maintained, the maintenance fee will reduce earnings on the account. Minimum opening balance is$500.A minimum APY of 1.00% is guaranteed through 12/31/10. Rate subject to adjustment quarterly.
At DeSoto County Bank, our business philosophy is pretty simple. We think you want to do business with a bank that is committed to our community,knows you personally, provides a level of service that is indicative of how we value you as a customer of our bank, and has a line of products and services that help you better manage your personal or business financial needs. Please drop by or call us and see for yourself the difference hometown banking makes.
We know that individual needs vary. That is why we have a broad array of personal banking products designed to meet your loan and deposit needs. You deserve more than a one size fits all approach to banking!
Managing a business is no easy task. You need a financial partner that can provide the advice, products, and services to grow your business. We have solutions for your business!
For businesses or individuals, check your account and loan balances, transfer money, or pay bills. As convenient as your PC and available 24/7-- state of the art on line banking from your hometown bank.
DeSoto County Bank is participating in the FDIC's Transaction Account Guarantee Program.Under that program, through December 31, 2010, all non interest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDICs general deposit insurance rules.NOW accounts above $250,000 here at DeSoto County Bank are not included in this program.
Luxury Expenditures Policy